The Bank Records

Chapter 40 · ~3.7k words

The cursor blinked in the password field, a rhythmic, digital taunt. Iris sat in the corner of the diner, her back against the vinyl booth, shielding her laptop screen from the room. The coffee in front of her had gone cold, a stagnant pool reflecting the fluorescent lights above.

She had the credentials. As the executor of Cordelia’s estate, she had been granted access to the main accounts weeks ago. Julian had frozen her personal funds, likely assuming that would paralyze her. He hadn’t revoked her administrative access to the Vance Family Trust.

Arrogance. He believed she was too scared, too incompetent to look.

She typed in the password—*Mercer1922!*—and hit enter.

The screen loaded, a spinning wheel of pixels that felt agonizingly slow. Then, the dashboard appeared. The Vance Family Trust. The numbers were large, comforting, substantial.

But Iris wasn't looking at the balance. She was looking for the bleed.

She navigated to the transaction history. The search limit defaulted to the last six months. She changed the parameters.

*Start Date: January 1, 1990.*

The system churned, digging through three decades of data. The screen refreshed, populating a list that stretched down into infinity.

Iris scrolled to September 1990.

There it was.

*September 12, 1990 - Transfer to Pendelton Construction - $45,000.00.*
*September 28, 1990 - Transfer to Pendelton Construction - $32,000.00.*

The invoice she had found in the file box wasn't a mistake. It was paid in full. The "Basement Soundproofing & Containment Suite" hadn't been a renovation; it had been a capital expenditure. Paid for by the very trust fund Elias was supposed to inherit.

Julian had used Elias’s money to build his prison.

But construction ended. Maintenance was forever.

Iris kept scrolling. October 1990. The month Elias disappeared.

*October 15, 1990 - Cash Withdrawal - $5,000.00.*
*November 15, 1990 - Cash Withdrawal - $5,000.00.*
*December 15, 1990 - Cash Withdrawal - $5,000.00.*

The entry appeared on the fifteenth of every month. The memo line was always the same, a single, innocuous word: *Maintenance.*

She scrolled forward. 1991. 1995. 2000.

The amounts didn't change. The date didn't waver. Through market crashes, through recessions, through the boom of the tech bubble, five thousand dollars in cash left the trust every single month.

Iris pulled up the calculator app on her phone.

Five thousand dollars a month. Twelve months a year. Thirty years.

Her fingers flew over the keypad.

*5,000 x 12 x 30.*

The number stared back at her: 1,800,000.

But that was just the base. She saw other charges peppered in. *J.V. Holdings.* *Consulting Fees.* *Medical Expenses - Private.*

The pharmacy bills alone were thousands a year. The "renovations" to the carriage house. The security system upgrades.

She added it up.

She scrolled to the current balance. It looked healthy on the surface, but when she clicked on the asset allocation, she saw the truth. The liquidity was gone. The stocks had been sold. The bonds liquidated.

The trust was a shell. The only thing of value left was the real estate. Mercer Hall. The land.

That was why Julian was so desperate to sell. That was why he needed the house empty and cleaned. He wasn't just hiding a crime; he was hiding a bankruptcy.

He had drained the family fortune to pay for his sins. He had eaten his own inheritance and then devoured Elias’s.

Iris felt a wave of nausea. This was the motive. Not just control. Survival. Julian was broke.

She stared at the total withdrawal figure, the number glowing white against the black calculator background.

$5,000 a month for 30 years. Two million dollars. The fortune was being bled dry.

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